Eligibility & Financial Need


To receive financial aid in the form of grants or loans you must:

  • Undergraduates must be enrolled in at least 6 hours (it is possible if eligible to receive a Pell Grant with just 3 credit hours). Graduate students must be enrolled in at least 5 graduate level hours (5000).
  • Make Satisfactory Academic Progress.
  • Be admitted to Northeastern State University as a regular degree-seeking student. Students admitted under our special admission category are not eligible for financial aid.
  • Not owe a federal grant repayment or be in default on a federal student loan.
  • Demonstrate financial need (except for the Unsubsidized Stafford Loan and Parent Plus Loan programs).
  • Be a U.S. citizen or eligible non-citizen (Students who only have a SSN for work purposes via DACA Deferred Action for Childhood Arrivals unfortunately are not eligible for federal student aid)
  • Have a valid Social Security Number
  • Be registered with selective service if you are male between the ages of 18 to 25.
  • Have a high school diploma or a General Education Development (GED) Certificate or pass an exam approved by the U.S. Department of Education.
  • Not have a drug conviction for an offense that occurred while you were receiving federal student aid such as grants, loans, or work-study.

Financial Need

Financial need is the difference between your school costs and what your family can be expected to pay toward those expenses. Your Expected Family Contribution (EFC) is determined by the information you provide on the Free Application for Federal Student Aid (FAFSA). During this formulation, income, assets, and household size are taken into consideration to determine your EFC. The EFC is the amount that the student and family are reasonably expected to be able to contribute to their own educational costs. Your EFC is used to determine your financial need by using the following equation:

Students Cost of Attendance - Students Expected Family Contribution (EFC) = Students Financial Need (How much the student still needs to attend NSU)

Cost of Attendance

A student's cost of attendance (COA) is an estimate of average educational expenses for a period of enrollment. Cost of attendance will differ among students. A student's cost of attendance does not mean the student will pay those exact costs, or that the student will be awarded enough financial aid to cover all costs. The student will be awarded what they are eligible for based off of their financial need (See explanation of financial need above). The purpose of federal student aid is to provide financial assistance to students who without aid may be unable to attend college. The primary responsibility for meeting the cost of a higher education lies with the student and his/her family.

The tables below reflect the estimated nine-month student Cost of Attendance for In-State Undergraduate and Graduate students. Out of State students cost of attendance will reflect the difference in tuition/fees rates.

IN-STATE Undergraduate Full-Time (30 hours) Nine Month (COA)
Item Off-Campus On-Campus With Parents
Tuition/Fees $5714 $5714 $5714
Books/Supplies $1260 $1260 $1260
Room/Board $6378 $7466 $1600
Personal $3306 $1350 $1350
Transportation $2126 $486 $2126
Loan Fee $64 $64 $64
TOTAL $18848 $16340 $12114
IN-STATE Graduate Full-Time (18 hours) Nine Month (COA)
Item Off-Campus On-Campus With Parents
Tuition/Fees $4209 $4209 $4209
Books/Supplies $756 $756 $756
Room/Board $6378 $7466 $1600
Personal $3306 $1350 $1350
Transportation $2126 $486 $2126
Loan Fee $108 $108 $108
TOTAL $16883 $14375 $10149