Skip Navigation
 

Gather Here. Go Far.

With locations in Tahlequah, Muskogee and Broken Arrow, NSU is Oklahoma’s immersive learning institution. Choose from in-person, blended or online learning options.

Explore Our Degrees

Scholarships

NSU is committed to assisting students in applying and earning scholarships. Whether you are an incoming freshman or a continuing/returning student, NSU has a wide variety of scholarship options for students to choose from.

Learn More

Homecoming 2026

**Ride the Green Wave!** Celebrate NSU Homecoming 2026, Sept. 27–Oct. 3, with a week of RiverHawk traditions, events and school spirit.

Learn More

Transfer Students

Whether you’re an incoming or current transfer student, NSU’s transfer advisors are available to assist you with transcript evaluation, information on degree programs and support services. NSU is where You Belong.

More Information

Graduate College

Whether transitioning to graduate school or returning to higher education, NSU’s graduate college is your next step. Choose from over 25 master's degrees and several certificate programs.

Learn More
Offices/Financial aid/Types of aid/One Big Beautiful Bill Act: Undergraduate Direct Loan updates

One Big Beautiful Bill Act: Undergraduate Direct Loan updates

Important Disclaimer

  • Northeastern State University does not have the ability to grant exceptions to federal regulations, including those concerning enrollment, Legacy provisions, or federal loan eligibility.
  • This information is based on the current understanding as they relate to federal student financial aid and can be subject to change with little notice. We will continue to update this page as additional guidance is received from the U.S. Department of Education. 

For undergraduate students, what are the changes to the Federal Direct Loans?

The good news is that there are no changes to the amounts undergraduates can borrow each year in student loans. But the amounts students borrow will count towards the new lifetime borrowing limit, which is $257,500 for all Federal Direct Student Loans.

Current Limits (before July 1st, 2026)

Annual and aggregate limits are based on dependency status

  • Dependent students
    • Freshman: $5,500
    • Sophomore: $6,500
    • Junior/Senior: $7,500
  • Independent students
    • Freshman: $9,500
    • Sophomore: $10,500
    • Junior/Senior: $12,500
  • Maximum Lifetime Borrow Amount:
    • Dependent: $31,000 total
    • Independent: $57,500 total

 

Changes Effective July 1st, 2026

  • Loans must be reduced when students are not enrolled full-time. The reduction is based on their enrollment status.
  • Undergraduate Annual Limits: Unchanged
  • Undergraduate Aggregate Limit: Unchanged
  • Total Aggregate Limit: $257,500 across all federal loan programs (undergraduate, graduate, and professional borrowing)

 

 

Institutional Discretion

Schools may have the ability to set lower annual loan limits by program. Limits must apply uniformly to all students in the program.

Other Federal updates: