Gather Here. Go Far

With locations in Tahlequah, Muskogee and Broken Arrow, NSU is Oklahoma’s immersive learning institution. Choose from in-person, blended or online learning options.

Scholarships

NSU is committed to assisting students in applying and earning scholarships. Whether you are an incoming freshman or a continuing/returning student, NSU has a wide variety of scholarship options for students to choose from.

Clubs and Organizations

From networking to leadership opportunities, NSU’s over 80 clubs and organizations allow our students to build lasting relationships while getting the full college experience.

Transfer Students

Whether you’re an incoming or current transfer student, NSU’s transfer advisors are available to assist you with transcript evaluation, information on degree programs and support services. NSU is where You Belong.

Graduate College

Whether transitioning to graduate school or returning to higher education, NSU’s graduate college is your next step. Choose from over 25 master's degrees and several certificate programs.

Financial Aid FAQs

FAQs

FAFSA FAQ

Question: How do I apply for Financial Aid?

Answer: You can apply by completing the free application at Federal Student Aid website. Before completing the application you will want to apply for a federal student aid ID, which you will use as an electronic signature.

Question: What type of information does the FAFSA require?

Answer: The FAFSA will require general, as well as tax and asset, information. If you are a dependent student you must provide your parents' information as well.

Question: What types of aid are awarded from the FAFSA?

Answer: When we receive a student aid report from FAFSA, that report will tell us what the student is eligible for based on the information the student provided. We award the Pell Grant, SEOG, OTAG, Direct Stafford Loans (Subsidized and Unsubsidized), and Direct Parent Plus Loans based on each student's eligibility.

Question: Do I have to apply for financial aid every year?

Answer: Yes, every student must apply for federal aid every year. The FAFSA is available to fill out every year on October 1, and is good for the following fall, spring, and summer semesters.

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General FAQ

Question: How does my financial aid pay for my charges?

Answer: After your financial aid has been determined and processed, it will come into the University and apply to your account. If your bill is not paid in full by your financial aid, you will receive a bill for the balance. If your financial aid is enough to cover all costs and you have remaining aid left over, you will receive a refund via your TouchNet account.

Question: What can my financial aid be used for?

Answer: Financial aid is primarily meant to be used to pay educational costs such as tuition and fees, books, housing, etc. It can also be used to help with transportation costs and basic necessities while attending school. Financial aid is not meant to be a main source of income, it is meant to be a supplement to aid in your costs while attending school.

Question: How many credit hours do I need to be enrolled in to receive the Pell Grant?

Answer: Undergraduate students are required to enroll in credit hours that count towards their program of study per semester, to qualify for the Pell Grant, provided that they meet the eligibility criteria.

Question: What is Cost of Attendance (COA)?

Answer: Cost of Attendance does not reflect what you are being charged, just an estimate of the cost that may occur while attending NSU

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Financial Aid Suspension Appeal FAQs

Question: Do I have to meet certain requirements to be eligible for financial aid?

Answer: Federal regulations require that all recipients of student financial assistance make satisfactory academic progress toward a degree. Students applying for assistance through the Federal Pell Grant, Federal SEOG, Federal Work Study, TEACH Grant, Oklahoma Tuition Aid Grant (OTAG), Direct Subsidized Stafford Loan, Direct Unsubsidized Stafford Loan, Direct Parent PLUS Loan and Direct Graduate PLUS loan programs must meet THREE requirements to maintain their financial aid eligibility at NSU:

First, students are required to maintain a minimum cumulative grade point average.

Second, students are required to complete (pass) a certain percentage of hours they attempt.

Third, students must complete their degree within a timely manner.

Failure to meet ALL of these minimum academic standards will result in the loss of financial aid eligibility. Students are expected to know, based on this Satisfactory Academic Progress Policy, when they may be placed on financial aid warning, probation, or suspension. Satisfactory academic progress is reviewed at the end of each academic semester once grades have been posted.

Satisfactory Academic Progress Policy
 
Question: What is a financial aid appeal? How do I file an appeal? 
 
Answer: Financial Aid Appeals

A student with extenuating circumstances may appeal a financial aid suspension by submitting an appeal to the Office of Student Financial Services. Appeals must explain in detail why the student failed to meet the minimum academic standards, what extenuating circumstances caused the failure, and how the situation has since improved. Examples of extenuating circumstances include, but are not limited to: illness, medical issues with immediate family members, a death in the family, a natural disaster, or COVID-19 disruption. Personal or financial issues with family, friends, or roommates are not considered extenuating circumstances. The appeal should include supporting documentation to substantiate the request for reinstatement. A student's appeal should include:

  1. The reason(s) why the student failed to meet Satisfactory Academic Progress.
  2. Supporting documentation that may be pertinent to the student's appeal.
  3. An academic plan for success. (Details will be outlined in student's suspension letter)
  4.  

Our due dates and appeal meeting dates for the fall semester are listed below:

Due dates/ Meeting dates

September 17th, 2025     September 25, 2025

October 22nd, 2025    October 30th, 2025

November 12th, 2025    November 20th, 2025

December 10th, 2025    December 18th, 2025

Our Appeal form can be found on our Forms page. Appeal documents can be submitted via email, in person, or via Dropbox  

 

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Loan FAQ

Question: How do I apply for a student loan?

Answer: The first step is to complete a FAFSA. Our office will then determine your eligibility and award you a student loan accordingly. Once awarded, you must then complete your entrance counseling and master promissory note before the loan is disbursed to the school.

Question: How many hours do I need to be enrolled in to get student loans?

Answer: Undergraduate students are required to enroll in a minimum of 6 credit hours towards coursework in their program of study per semester to qualify for loan eligibility.

Graduate students are required to enroll in a minimum of 5 credit hours towards coursework in their program of study per semester to qualify for loan eligibility.

Question: As a graduate student, how many hours do I need to be enrolled in to be eligible for financial aid?

Answer: A graduate student must be enrolled in at least five graduate-level (5000) hours during any semester of attendance to be eligible for financial aid.

Question: How much money can I borrow?

Answer: A student's loan eligibility is determined by several factors. These factors consist of grade classification (freshman, sophomore, etc.) as well as whether the student is dependent or independent. Another factor is based on the amount of additional aid a student is receiving. We are allowed to award a student a certain amount of aid per year based on their Cost of Attendance (COA). All outside aid is factored into this COA, therefore it may affect the loan amount a student is eligible to borrow.

Question: What is loan consolidation?

Answer: Loan consolidation is when individual student loans are combined into one loan. This is helpful if a student has had loans at several different banks throughout their education. After graduation, rather than make payments to several banks, a student can opt to consolidate their loans and make payments to only one entity. For further detailed information, we recommend you contact the US Department of Education, Loan Consolidation Services at 1-800-557-7392.

Question: What are the repayment terms of student loans?

Answer: Direct Subsidized Stafford loans are currently set at a 6.39 percent fixed interest rate. Direct Unsubsidized Stafford loans for undergraduate students are currently set at a 6.39 percent fixed interest rate. Direct Unsubsidized Stafford loans for graduate/professional students is currently set at a 7.94 percent fixed interest rate. Direct Stafford loans do not go into repayment status until six months after graduation. Direct Stafford loans will also go into repayment if a student drops below half-time or has to sit out of school for any period longer than six months. Direct PLUS loans for parents and graduate or professional students are currently set at an 8.94 percent fixed interest rate. 

Question: Where can I find the interest rates on federal student loans? 

Answer: Current Interest rates can be found on studentaid.gov.

Question: Where can I make payments toward my student loans?

Answer: If you are seeking to make payments on your student loans, we recommend contacting your loan servicer. They are equipped to assist you in navigating your repayment options and can offer guidance throughout the process. You  can access the contact information for your loan servicer by following the listed steps:

  1. Log in to studentaid.gov
  2. Once you are logged in, click on “My Loans” located at the top of the website
  3. Click on “Servicers” in the drop-down menu
  4. Your loan servicer's contact information can be found on this page. 

 

For more information, review important concepts, tips, and recommendations for repaying your student loans on Repaying Student Loans 101 

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Question: When are financial aid and scholarships being applied to my bursar account?

Answer: You can find our disbursement dates on the Financial Aid Calendar.

Question: When should I receive my financial aid refund?

Answer: Per the Bursar's Office policies, any remaining financial aid is disbursed to you within the next two weeks, following the application of funds to the bursar account charges.

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