Health Insurance: Cost Comparison

Health and Dental

OSEEGIB 2009

Premium Rates-Monthly	High	Basic	Dental*
Employee	409.12	347.96	28.58
Spouse	587.92	503.74	57.16
1 Child	199.98	30.00	52.40
Child(ren)	343.10	293.44	90.42
Spouse, Child	787.90	675.30	80.98
Family	931.02	797.18	119.00
Co-pay Office Visit	25.00	25.00
Co-pay Rx Preferred	25.00	25.00
Co-pay Rx Non-Preferred	30.00	30.00

OSEEGIB 2010

Premium Rates-Monthly	High	Basic	Dental*
Employee	442.80	384.22	30.28
Spouse	625.88	546.84	60.56
1 Child	228.32	200.36	55.52
Child(ren)	342.44	300.88	95.78
Spouse, Child	854.20	747.20	85.80
Family	968.32	847.72	126.06
Co-pay Office Visit	50.00	50.00
Co-pay Rx Preferred	50.00	50.00
Co-pay Rx Non-Preferred	60.00	60.00

BCBSOK

Premium Rates-Monthly	High	Basic	Dental*
Employee	431.89	325.36	30.14
Spouse	453.48	341.62	61.79
1 Child	172.75	130.14	42.20
Child(ren)	345.50	260.29	54.26
Spouse, Child	798.99	601.92	85.91
Family	798.99	601.92	85.91
Co-pay Office Visit	25.00	25.00
Co-pay Rx Preferred	25.00	25.00
Co-pay Rx Non-Preferred	30.00	30.00

*Dental: Each level of coverage includes employee premium.

BCBSOK

Monthly

Premium Savings/Cost(-)	High	Basic	Dental*
Employee	10.91	58.86	0.14
Spouse	172.40	205.22	-1.23
1 Child	55.57	70.22	13.32
Child(ren)	-3.06	40.59	41.52
Spouse, Child	55.21	145.28	-0.11
Family	169.33	245.80	40.15

Annualized

Premium Savings/Cost(-)	High	Basic	Dental*
Employee	130.92	706.32	1.68
Spouse	2068.80	2462.64	-14.76
1 Child	666.84	842.64	159.84
Child(ren)	-36.72	487.08	498.24
Spouse, Child	662.52	1743.36	-1.32
Family	2031.96	2949.60	481.80

Co-pay Savings

Per visit/prescription	Cost
Office Visit	25.00
Rx Preferred	25.00
Rx Non-Preferred	30.00

Cost Comparison Vision - Choice Plan

Premium Savings/Cost(-)	OSEEGIB VSP 2009	OSEEGIB VSP 2010	RUSO VSP 2010	Monthly	Annualized
Employee	8.96	8.96	7.14	1.82	21.84
Spouse	6.00	6.00	7.11	-1.11	-13.32
1 Child	5.74	5.74	6.83	-1.09	-13.08
Child(ren)	12.92	12.92	8.12	4.80	57.60
Spouse, Child	11.74	11.74	17.24	-5.50	-66.00
Family	18.92	18.92	17.24	1.68	20.16